realisation

all of a sudden, realisation comes, the truth dawns on me.
and i've faced with the fact that i'm broke.
or technically speaking, i'll be broke.
and measures got to be taken to prevent further brokeness.

1) income -
my general income is expected to decrease as there is most probably going to be another pay cut. i might wanna go on unpaid leave. unforced but highly recommended.

my tuition income has dropped to 1/10 as my tuition kids have all either graduated or decreased on their freqency. that hurts alot. the decrease in my moon-lighting.

maybe its time to relook into other businesses. side businesses.
pple, anyone has got tuition lobangs, please recommend.
pple, if anyone interested in outside incomes, please keep me in the loop too.

2) expenses -
as usual, the normal insurance, school fees which would eat up a portion

i intend to study on short courses, so another lump sum expected gone. that one would cost about 1k plus already over half a month. argh.. hurts

i've just signed up for rueda class again. starting next tuesday. another 120bucks gone. think i got to rethink abt dancing already cause of the money factor.

my daily expenditure leh.
more birthday comign up. i really dread july and agust leh. why u all all born on these 2 months. why?? argh...
pain pain...

i need financial advice. who can help. wheres the money that should be falling from the sky..
pain pain.